Last resort for individuals whose liabilities substantially exceed their assets or such individuals who are unable to meet their debts as these fall due.

RAS Team can advise and act on behalf of a Bankrupt, as a Trustee in Bankruptcy or as a consultant to secured or unsecured creditors.

SPecialists in the RAS team could also investigate the affairs of the individual and identify whether any antecedent or fraudulent transactions took place, and to suggest actions towards the individuals.